Income Protection

An Income Protection plan pays you a monthly income if you are unable to work due to any illness, accident or injury. You can ensure you continue to meet your monthly mortgage repayments and household bills and maintain your current standard of living. It will continue to pay you an income until you are well enough to return to work, or if not, until your retirement age.

It gives you financial support so that you will have time to focus on getting back on your feet.

It can protect up to 75% of your earned income to age 65. Up to certain limits, tax relief is available on your premiums at your marginal rate of tax. This can reduce the cost of your cover by up to 40%. (Revenue limits, terms and conditions apply. Income Protection benefits are subject to tax)

A simple procedure to protect your income!

Have you ever thought how your family would cope financially if you were to suffer from an illness or injury and were unable to work? How would the bills, mortgage and day-to day expenses be paid? Employers aren’t obliged to pay for extended sick leave and the government illness benefit is minimal. So, unless you have a large nest egg set aside, you could struggle to cope financially.

Protect your income today

With Income Protection you get replacement income if you’re unable to work due to illness or injury. It gives you financial support, so you’ll have time to focus on getting back on your feet. And with the tax relief on Income Protection payments this is a great time to get your income protected.

If you’d like more information on Income Protection or you would simply like to review your protection needs, we’re here to help with any questions you may have. So, for peace of mind about your future why not CONTACT US today to discuss your options.

Business Protection

We all need to protect ourselves and our loved ones against the financial problems that follow serious illness and death. As a business owner, there will be additional concerns if you were to fall victim to either, be it the benefits you are entitled to in the case of serious illness or the future running of the business in the case of your death.

At Rite Financial Solutions we work with company directors and business owners, providing them with peace of mind by ensuring funding is available in the unfortunate event of the death of a business partner.


  • Would they take over your share of the business?
  • Would the remaining shareholders have the funds needed to buy your share back from your family and has this plan been formalised?


  • Would you maintain control of the business?
  • Do you have the funds to buy back their share of the business from their family and has this plan been formalised?

Many business owners believe that it simply won’t happen to them. The chances of a partner or director, in a small business dying or becoming seriously ill before retirement, are probably a lot higher that you might think. Many problems can arise for a business when a partner or key employee dies prematurely or becomes seriously ill.


Money can't buy happiness, but it will certainly get you a better class of memories.
Former US President Ronald Reagan

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