Retirement Planning


When you're choosing a pension, having all the information you need is key. We're here to help, ensuring you are well informed and up-to-date on all matters relating to pensions. Starting your pension is a big decision, but it's not one you have to make alone. We are here to help you. We also offer advice on pre and post retirement.

Why do you need a pension? - Helps you live the life you want

With most of us living longer and healthier lives, we have more pensionable years to look forward to. Starting your pension now could help you do the things you've always wanted to do when you retire.

The State Pension (Contributory) may not be enough

From January 2024, Ireland's State Pension (Contributory) stands at about €277.30 per week for a person aged 66 or over, less than half the current average industrial weekly wage. While the State Pension (Contributory) can help you get by, it may not be enough to allow you to live the active retirement that you want. With the government offering generous tax relief on pension contributions, starting your pension now could be one of the best financial decisions you make.

You're never too young or old to start

It's never too early or too late to start saving for your retirement. The earlier you start, the more you should have saved for your retirement. And with plenty of options, you can choose a pension that suits your life stage.


Your pension shouldn't stop you enjoying your life, that's why you can take payment breaks if you need to. You can also reduce, increase or put a hold on your contributions as your circumstances change.

Existing Pension Arrangements

If you already have a pension plan in place, we at Rite Financial Solutions can review it for you. If you are no longer paying contributions it is still important to get regular reviews. We may be in a position to obtain more competitive terms or suggest alternative fund options with more potential for growth.

At Rite Financial Solutions, we advise on the following areas:

  • Executive/Company Pension Plans
  • Personal Pension plans
  • Self-Administered Pension Schemes
  • Personal Retirement bond/Buy out Bond
  • PRSA (Personal Retirement Savings account

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